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In the past few years, in house mini clinics have opened at retail outlets by the thousands.

If you can not afford health insurance these are a definate option.

Playing tackle football with your buddies on the weekend might help you blow off steam but it’s an accident waiting to happen.

Alcohol consumption brings all kinds of potential for disaster, as does climbing a ladder to clean your gutters. Slow down and be more aware of what could go wrong, because now there’s no back up plan if it does.

But with job losses in recent years, companies canceling their coverage, and the cost of independent plans spiraling out of control, millions of people have been forced to drop coverage in favor of just surviving.

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