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"You see this communication and think, 'Oh my gosh, I must be more attractive than I thought! They're also likely to target people with weight problems and those recovering from illnesses. Any of these issues might make you a bit more anxious about your ability to find love and potentially more receptive to the con.

The crook will then lavish you with attention and flattery.

Do your fellow legitimate members a favor and be sure to report abusers. Budgyk, 56, doesn't suffer for a lack of confidence, but he also knows something is amiss when a model half his age just can't get enough of him.

"When some 25-year-old girl is telling you that she's in love with you, you have to wonder why," he says. If a 25-year-old model is contacting a 50-year-old man, there's something wrong." Scammers look for vulnerable populations -- women and men in their 50s and 60s who are divorced or widowed and may feel rejected or past their prime.

Budgyk knows this from experience: A Nigerian scammer lifted photos from Budgyk's profile. Their photographs are also likely of someone else, and that would be tough to explain in person. He sent heart-wrenching photos of a young girl, who appeared to be his daughter's age, hooked to a raft of medical monitors.

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